Pix QR Code: Instant Payments in Brazil

Close-up of a person holding a smartphone and card to make an instant Pix payment

In Brazil, waiting for a card terminal to connect or for a bank transfer to clear feels ancient. Pix changed that overnight. Launched by the Central Bank in 2020, it now moves money between any two accounts in under 10 seconds, 24/7, including weekends and holidays, and it is free for individuals. The fastest way to get paid through it is a Pix QR code: a customer points their phone, scans, confirms, and the money lands in your account instantly. If you sell anything in Brazil, a Pix QR code is the lowest-friction, lowest-cost way to collect payment that exists today.

What Is a Pix QR Code and How Does It Work?

A Pix QR code encodes your payment details, your Pix key, the receiving institution, and optionally a fixed amount, so a payer never has to type anything. There are two flavors. A static Pix QR code is reusable: the same code works for any payment, with the customer entering the amount themselves, which is perfect for tip jars and open-ended sales. A dynamic Pix QR code is generated per transaction with a locked amount and a unique identifier, ideal for invoices and e-commerce checkouts where the figure must match exactly.

The flow is the same for the payer: open any Brazilian banking app, tap the Pix or "Pagar com QR" option, scan, review the amount and recipient, and confirm. Settlement is immediate and irreversible, so you know the money has arrived before the customer leaves the counter.

Why a Pix QR Code Beats the Alternatives

Card machines charge merchants roughly 1% to 3% per transaction and can take one to 30 days to settle. Cash means making change, counting drawers, and trips to the bank. A Pix QR code sidesteps all of it: settlement is instant, individual transfers are free, and many business plans cost a fraction of card fees. There is no hardware to rent, no terminal battery to die mid-sale, and no minimum ticket. Print one code, stick it to your counter, and you are accepting payments. Because over 150 million Brazilians already use Pix, your customers need zero onboarding, they simply scan.

How to Create a Pix QR Code with Qribly

Qribly turns your Pix details into a polished, scannable code in a couple of minutes:

  1. Go to Qribly's Pix QR code generator and select the Pix payment type.
  2. Enter your Pix key (CPF, CNPJ, email, phone, or random key) and your merchant name and city exactly as registered.
  3. Optionally set a fixed amount for a one-tap dynamic code, or leave it open for a reusable static one.
  4. Customize the look: add your logo in the center, match your brand colors, and pick a frame with a clear "Pague com Pix" call to action.
  5. Choose a dynamic QR code so you can edit the destination later and track every scan.
  6. Download a high-resolution PNG or SVG and print it, or drop the image straight into your checkout.

That is it. The code is live the moment you save it, and customers can pay before you finish your coffee.

Where to Place Your Pix QR Code

  • On the counter or register at a shop, cafe, salon, or food truck for instant in-person payment.
  • On printed invoices and receipts so clients pay the exact amount with one scan.
  • On table tents and menus so diners settle the bill without flagging a waiter.
  • On product packaging, flyers, and delivery bags for repeat orders and tips.
  • In your e-commerce checkout and digital invoices as a faster alternative to boleto.
  • On market stalls, fairs, and event booths where dragging a card terminal is impractical.
  • On a window decal or door sticker signaling "Pix accepted here" to passersby.

Pro Tips for Smarter Pix Codes

Always choose a dynamic Pix QR code over a static image. A dynamic code is editable after printing, so if your Pix key changes or you switch banks, you update the destination once and every printed sticker, flyer, and menu keeps working, no reprinting required. Dynamic codes also give you scan analytics: how many scans, when, and from which city or device. That data tells you which table tents convert, when your busiest payment hours are, and whether a new flyer is actually pulling its weight. If you are still weighing the two formats, our guide on dynamic vs static QR codes breaks down exactly when each one wins.

Frequently Asked Questions

Is a Pix QR code free to use? Generating the code is free, and for individuals Pix transfers themselves carry no fee. Businesses may pay a small per-transaction cost depending on their bank's plan, but it is typically far cheaper than card processing fees.

Do customers need a special app to scan a Pix QR code? No. Every Brazilian bank and fintech app, from Nubank to Itau to Caixa, has Pix built in. Customers scan with their existing banking app, no separate download or account is required.

Can I change my Pix QR code after I print it? Yes, if you create a dynamic code. With a dynamic Pix QR code from Qribly, you can update the underlying Pix key or destination at any time and every printed copy keeps working, while a static code is locked forever once generated.

Start Accepting Pix in Minutes

Your customers already have Pix on their phones. The only thing standing between them and a one-scan payment is a code on your counter. Create a branded, trackable, editable Pix QR code now at Qribly's Pix generator, download it, and start collecting instant, fee-free payments today. It takes less time to set up than it does to ring up a single sale.